BuyPlan "Just pay later" - divide the cost of your shopping cart into up to three equal installments!

BuyPlan is the fastest payment method in Estonia, which allows customers to pay for purchases for 30 days later or up to three equal monthly payments, all at no extra charge! The purchase amount is equal to the amount of payment for you, there are no hidden fees! Unlike other service providers, BuyPlan does not require you to fill in long data fields disclosure of personal financial information. Your purchase is complete with a few clicks!

How does it work?

There is no minimum cart amount and the maximum is 1400 euros.

1. Add products to cart, confirm your order
2. Select BuyPlan as the payment method and in several parts you want to pay.
3. Then digitally sign conveniently with an ID card, Mobile ID or Smart-ID solution and the purchase is done!

All citizens of the Republic of Estonia aged 18-70 who are not active can buy payment defaults.

Who is BuyPlan for?

For people who do not want to enter into an expensive installment contract, but want to comfortably reschedule their payments for a longer period and keep their expenses under control.

How does the new payment option work?

1. Choose the products you want and when you go to the shopping cart, choose BuyPlan as the payment method 2. Identify yourself with Smart-ID or Mobile-ID 3. Choose the number of payments, ie you want to pay in several installments (possible up to 3 installments in 90 days) 4. Sign and purchase done!

What is the difference between a regular installment payment and BuyPlan's "pay later" payment system?

BuyPlan allows you to pay for up to three installments of products without entering into an installment agreement, all without interest and service fees. Also, the client does not have to fill in long data fields and publish his / her personal financial data. In the case of installments, it is generally necessary to fill in 14 rows of data fields (income, existing loan liabilities, residences, etc.) and, of course, interest and other service charges are added.

What data do I need to enter in the BuyPlan payment solution?

All you have to do is enter your personal identification code and phone number, identify yourself with Mobile ID or Smart-ID PIN1 and finally sign with PIN2 password.

On what basis does BuyPlan give me credit?

BuyPlan automatically checks a person's solvency in seconds.

How long does it take to pay with BuyPlan?

It takes an average of 50 seconds from identification to purchase.

Can I pay the amount immediately? How to divide the amount into several parts?

You can set it yourself when making a purchase, in several parts and for how long you want to reschedule your payment. The maximum number of installments is 3 and the maximum time is 90 days.

Is it possible to pay in advance if you wish?

Yes, you can make payments as you wish.

How do I know when and where to pay?

All documents about the purchase will be sent to you by e-mail and are also available when logging in to private customer environment.

BuyPlan Estonia OÜ
+372 5823 7477
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